---
title: "Rachel Kim | KnockdownRebuildCost Author"
description: "Rachel Kim — Property Finance Analyst. Rachel spent 8 years in bank credit assessment before moving to independent financial analysis. She specialised i..."
source: KnockdownRebuildCost
sourceUrl: https://kdrcost.com/authors/emma-whitfield
lastUpdated: 2026-05-31
citationUrl: https://kdrcost.com/authors/emma-whitfield
---

# Rachel Kim

Rachel Kim — Property Finance Analyst. Rachel spent 8 years in bank credit assessment before moving to independent financial analysis. She specialised i...

Analyses construction loan products from 30+ lenders using CDR API data. Builds and maintains comparison models, calculators, and state-specific grant guides for RooLoans.

Assessed 1,500+ construction loan applications totalling $900M+. Developed internal risk scoring framework for owner-builder facilities.

© 2026 KnockdownRebuildCost. A Hustle Ventures product.

## About

## Professional Experience

## Key Achievements

## Publications

## Education & Qualifications

#### Guides

#### Company

## Key Points

- Assessed $900M+ in construction loan applications across residential categories
- Developed construction loan risk scoring framework adopted by bank's Victorian retail division
- KDR Process Guide
- KDR Costs by City
- KDR vs Renovate
- Demolition Costs
- How We Calculate
- Data Sources
- Privacy Policy
- Terms of Use

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*Source: [KnockdownRebuildCost](https://kdrcost.com/authors/emma-whitfield)*